Ways to Think About Crypto’s Potential

I have purposely avoided writing about the crypto craze mostly because of the full range of mixed opinions, many of them reasonably strong one way or another. Crypto is either the future or a fraud. Apparently, there is no middle ground. I get asked my opinion on what is going on with crypto often so I figured it was time to share a few points that will help us understand what is going on and what the future may hold for crypto and the blockchain.